IND — 03

FinTech

We build payments, ledgers, and compliance software where a rounding error or an hour of downtime is a serious problem. Correctness first, with the audit trails and reconciliation finance teams and regulators expect.

100%transactions traceable
99.99%uptime target
200+systems shipped

The challenge

In money software, a bug isn't a glitch — it's a discrepancy someone has to explain. We design for correctness and an audit trail before we design for anything else.

What we build

FinTech, handled end to end.

04 core capabilities

01

Payments & wallet systems

Charges, payouts, and balances built to reconcile cleanly, including the awkward states in between.

02

Ledgers & reconciliation

A double-entry core that always balances, with a record you can trace end to end.

03

KYC & compliance workflows

Identity, verification, and reporting built into the product, not bolted on for an audit.

04

Fraud & risk tooling

Rules and signals that flag the suspicious without blocking the legitimate.

Compliance & rigor

Built for audit and uptime.

  • Every transaction is traceable end to end, with an immutable record of who changed what and when.
  • We design around the standards your market expects (such as PCI-DSS for card data) and document how the build meets them.
  • Reconciliation and reporting are first-class features, so finance and regulators get answers without an engineer digging through logs.
  • We build for the hours money actually moves, with the monitoring to prove uptime.

Integrates with

The systems you already run.

StripePlaidcard networkscore banking APIsaccounting tools

Straight answers

FinTech questions buyers ask.

Can you meet our compliance requirements?

We build to the standards your market requires and document how the system meets them. We're engineers, not your compliance counsel, so we work alongside your legal and audit teams.

How do you guarantee the numbers are right?

A double-entry ledger that always balances, reconciliation as a built-in feature, and tests around every money path before launch.

Can you integrate with our existing banking partners?

Yes. Connecting to payment providers, core banking, and accounting systems is usually the bulk of the work, and we scope it up front.

Building something in FinTech?

Tell us what you're trying to build. We reply to every serious enquiry within one business day.